Did you know that bankruptcy can get your suspended driver’s license reinstated? Let me explain. If you owe money due to an outstanding debt related to a civil judgment, you may get your driver’s license suspended. Two common examples of such debt are owing child support and lack of insurance. So if your driver’s license is suspended due to such reasons and you are struggling to pay off your debts with creditors breathing down your neck, read on and I’ll show you how you can overcome such financial problems through filing a bankruptcy petition.
What you need to do is file a bankruptcy petition and in your filing, you must list the outstanding debt that got your driver’s license suspended. Most likely the debt is dischargeable under bankruptcy law. For example, debt owing to an individual or insurance company because of a minor accident or monetary damages in relation to a civil judgment or vehicle accident may be dischargeable. Debt from malicious injury or drinking under the influence of alcohol may be satisfied through a Chapter 13 repayment plan. As long as you make payments according to your plan you can get your licenses reinstated.
Once the petition is approved by the bankruptcy court, contact the DMV and show them your bankruptcy petition papers. Ask them if there are any other requirements you need to fulfill in order to get your driver’s license reinstated. Usually, reinstatement will be granted based on your bankruptcy petition. You may have to pay a reinstatement fee, though.
Bear in mind that if you file a chapter 13 bankruptcy, you need to keep up to date with your payments, otherwise your driver’s license may be suspended again.
So if you already have your driver’s license suspended or are about to be suspended, call us at (813) 200 4133 for a free consultation.